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Disclosures

Investment advisory services

Investment Advisory Services offered through KBR Financial Solutions, 1B Commons Dr., Unit 13A, Londonderry, NH 03053, (603) 216-6341

Where KBR is registered

KBR Financial Solutions is a registered investment adviser in the States of New Hampshire and Massachusetts. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transactions in securities or the rendering of personalized investment advice for compensation will not be made without registration or exemption.

Registration does not imply a certain level of skill or training. Clients in other states may be served where an exemption from registration applies.

Check this financial professional

Check the background of this financial professional at the SEC 's Investment Advisor Public Disclosure website by clicking here.

Bernie Ross is an Investment Adviser Representative, CRD number 2780012. The record is public, free to search, and shows registration history, employment history and any disclosure events. It is worth checking on any advisor before handing over account statements.

Firm brochure, Form ADV Part 2

For a copy of KBR's brochure click here

The brochure sets out the firm's services, the fee schedule, how compensation is received, and the conflicts of interest that arise from it. KBR is fee-only, which means the firm is compensated solely by its clients and receives no commissions, trailing commissions, revenue sharing or other compensation from any product sponsor.

Educational materials and tools

All complimentary newletters, workbooks, articles, videos and flipbooks are provided for informational purposes only. They are not intended to provide tax or legal advice. By requesting these materials you may be offered information regarding insurance and investment products. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

General information on this site

Content on this website is educational and general in nature. It is not investment, tax or legal advice, it is not a recommendation to buy or sell any security, and it is not an offer or solicitation in any jurisdiction where KBR is not registered. Consult your CPA regarding tax matters and a qualified attorney regarding legal and estate matters.

Investing involves risk, including the possible loss of principal. Past performance does not indicate or guarantee future results. No strategy assures success or protects against loss. Any examples, figures or scenarios shown are hypothetical and for illustration only.

Client assets are held at independent third-party custodians. KBR does not take custody of client funds or securities, and account statements are issued by the custodian.

Third-party links on this site are provided for convenience. KBR is not responsible for the content of external sites and a link does not imply endorsement.

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KBR Financial Solutions — Know Your Harbor

Independent, fee-only retirement, college planning and investment planning, delivered under a fiduciary standard, for pre-retirees and retirees across southern New Hampshire and neighboring Massachusetts.

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Office

1B Commons Dr., Unit 13A
Londonderry, NH 03053
Mailing: PO Box 419, East Derry, NH 03041
603.216.6341
bernie@kbr-solutions.com
Bernie Ross, founder of KBR Financial Solutions

Written and reviewed by

Bernie Ross, Founder and Investment Adviser Representative

Every page on this site is written and maintained by Bernie Ross, founder of KBR Retirement & Investment Solutions, LLC, an independent, fee-only registered investment adviser in Londonderry, New Hampshire. Bernie holds the Series 65, has worked in financial services since 1997, and personally builds and services every client plan. About Bernie · SEC adviser record (CRD 2780012)

Site content last reviewed September 2026

Investment Advisory Services offered through KBR Financial Solutions, 1B Commons Dr., Unit 13A, Londonderry, NH 03053, (603) 216-6341

KBR Financial Solutions is a registered investment adviser in the States of New Hampshire and Massachusetts. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transactions in securities or the rendering of personalized investment advice for compensation will not be made without registration or exemption.

Check the background of this financial professional at the SEC 's Investment Advisor Public Disclosure website by clicking here.

For a copy of KBR's brochure click here

All complimentary newletters, workbooks, articles, videos and flipbooks are provided for informational purposes only. They are not intended to provide tax or legal advice. By requesting these materials you may be offered information regarding insurance and investment products. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Kyle B. Ross at the shore

In Loving Memory - Kyle B. Ross (KBR)

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