Come in and talk it through.

Yes, and there is no obligation attached to it. Nothing is recommended and nothing is sold in a first conversation. If it makes sense to go further, the scope and the cost of the next step are set out in writing before any work starts.

Yes. Video works well and a good number of households use it, either because of distance or simple convenience. Documents are exchanged securely either way.

The more useful question is fit. The practice is built for households approaching or already in retirement who want one advisor coordinating income, tax, investment and estate decisions together. The first conversation is where both sides work out whether that matches what you are looking for.

You should, and it takes two minutes. Bernie Ross's registration history is public on the SEC's Investment Adviser Public Disclosure site under CRD number 2780012, and the KBR brochure sets out services, fees and conflicts of interest. Both are linked in the disclosures at the bottom of every page.

1B Commons Drive, Unit 13A in Londonderry, just off Exit 4 on Route 93 between Manchester and the Massachusetts line. Parking is on site and meetings are by appointment rather than walk-in.