Fishing boats in Rockport harbour, Massachusetts
— Where clients are —

Areas Served

Most households KBR works with are within about sixty minutes of the Londonderry office, on both sides of the New Hampshire and Massachusetts line.

Where does KBR Financial Solutions work?

KBR Financial Solutions is based at 1B Commons Drive in Londonderry, New Hampshire, off Exit 4 on Route 93. The office sits close to the state line, so clients come from both sides of it: Rockingham County towns including Derry, Windham, Salem, Atkinson, Hampstead, Chester and Auburn, Hillsborough County towns including Manchester, Bedford, Nashua, Hudson, Merrimack, Litchfield and Hooksett, and the Essex and northern Middlesex County communities of neighboring Massachusetts. Meetings happen in person at the office or by video.

— Communities served —

The towns this practice actually knows.

Grouped by county, on both sides of the line. This is where the clients are, not a list of everywhere a form could be mailed.

Rockingham County

Londonderry

Home to the office at 1B Commons Drive, just off Exit 4. Still an orchard town at heart, with Mack's Apples and the surrounding farmland giving it a character that the commercial corridor along Route 102 has not erased.

Derry

The largest town in the area and the practice's closest neighbour, with the Robert Frost Farm on Route 28 and Pinkerton Academy anchoring a downtown that has been steadily reworking itself.

East Derry

The older village side of Derry, built around the historic meetinghouse and a quieter grid of residential streets. Also where the KBR mailing address sits.

Windham

A commuter town that grew quickly along Route 111, with Cobbetts Pond and the Windham Rail Trail giving it more of a recreation identity than its neighbours.

Salem

The southern gateway to the state, where Rockingham Park's racetrack became Tuscan Village and Canobie Lake Park still draws from across the region. Heavily shaped by Massachusetts commuters.

Atkinson

A small, largely residential town around Atkinson Country Club, close enough to the state line that many households here have careers on the Massachusetts side.

Hampstead

Quiet and lake-oriented, with Sunset Lake and Wash Pond at its centre and a scale that keeps it distinctly rural despite the commute.

Chester

One of the more rural towns in the area, built around a classic New England town green and a historic burying ground, with large lots and a long agricultural history.

Auburn

Wrapped around Lake Massabesic, which supplies Manchester's drinking water and keeps a large share of the town permanently undeveloped watershed land.

Hillsborough County

Manchester

The state's largest city and its economic centre, defined by the Amoskeag Millyard along the Merrimack and the Elm Street corridor. A significant share of the region's employers and hospitals sit here.

Bedford

Immediately west of Manchester and one of the state's more affluent suburbs, centred on Bedford Village and strung along Route 101, with a high concentration of professionals and business owners.

Nashua

The second city, on the Massachusetts line, with a restored Main Street and Mine Falls Park at its middle. Long a destination for cross-border commuters and shoppers.

Hudson

Directly across the Merrimack from Nashua, largely residential, with Benson Park on the site of the old Benson's Wild Animal Farm now serving as the town's common ground.

Merrimack

Strung along the river between Nashua and Manchester, known for the Anheuser-Busch brewery and the Premium Outlets, with a steady base of technology and manufacturing employment.

Litchfield

A narrow farming town along the east bank of the Merrimack that has kept much of its agricultural land, with several working farms still operating.

Hooksett

North of Manchester on both banks of the Merrimack, home to Southern New Hampshire University and the well-known I-93 welcome centres.

Essex and Northern Middlesex Counties, Massachusetts

Newburyport

The restored brick waterfront at the mouth of the Merrimack, with Plum Island just beyond it. The town the nautical theme running through this site is drawn from.

Amesbury

Just up the Powow from Newburyport, a former carriage-making centre whose Lower Millyard has been reworked into shops and restaurants.

Salisbury

The last town before the state line, defined by Salisbury Beach and the state reservation at the river mouth.

Haverhill

A Merrimack River city built on shoe manufacturing, once known as the Queen Slipper City, with a downtown that has been steadily redeveloped.

Methuen

Directly across the line from Salem, New Hampshire, and home to the Methuen Memorial Music Hall and its Great Organ.

Lawrence

A planned mill city on the Merrimack, anchored by the Great Stone Dam and a dense grid of former textile mills now in mixed use.

Andover

Home to Phillips Academy and a long-established professional community, with a large share of households commuting to Boston or along 495.

North Andover

Built around the Old Center common and Stevens Estate, quieter and more residential than its neighbour across the river.

Lowell

The original American mill city, now a national historical park, a university town and a significant regional employment centre.

— Why the radius is deliberate —

A sixty minute practice, on purpose.

This is a single-advisor practice, which puts a real ceiling on how many households it can serve properly. Rather than stretch that ceiling across a wider map, the work stays concentrated close to the office.

The practical benefit is that Bernie knows the employers people are retiring from, the plans those employers run, the hospitals and care facilities that come up in long-term care conversations, and the colleges that appear in family financial aid discussions. That context is difficult to acquire remotely.

Households outside this radius are not turned away, and video meetings work well for people who have moved or who split their year. But the centre of gravity is the stretch either side of the New Hampshire and Massachusetts line, and the site says so rather than implying a national footprint that does not exist.

— Common questions —

Common questions.

Where is the KBR office?

1B Commons Drive, Unit 13A, Londonderry, New Hampshire 03053, just off Exit 4 on Route 93 between Manchester and the Massachusetts line. The mailing address is PO Box 419, East Derry, NH 03041. Parking is on site and meetings are by appointment.

Do I have to meet in person?

No. Meetings happen in person at the Londonderry office or by video, whichever suits you, and many households use a mix. Document exchange is handled securely either way.

Do you work with clients in Massachusetts as well as New Hampshire?

Yes. The office sits minutes from the state line and a substantial share of clients live or have worked in neighboring Massachusetts, across Essex County and the northern Merrimack Valley. Registration requirements vary by state, so if you are outside New Hampshire or Massachusetts it is worth raising directly rather than assuming in either direction.

Which employers and retirement plans do you see most often?

The region's larger employers, hospital systems, universities and manufacturers show up repeatedly, along with a steady stream of households whose careers were on the Massachusetts side of the line. Familiarity with the specific plans people are retiring from is one of the practical arguments for working with someone local.

Can you help with the Massachusetts side of the border?

Many households in Salem, Atkinson, Pelham and Nashua have worked in Massachusetts for decades, and that is a normal part of the planning picture. Whether KBR can formally advise a resident of another state depends on registration in that state, which is worth confirming before assuming.

Find out whether this is a fit for your household.

The first conversation costs nothing and commits you to nothing.